Loan programs

Every program below is available statewide in Illinois. Not sure which fits? Apply and we will match you.

3% to 20% down. Best pricing for credit scores above 700. Mortgage insurance drops off at 20% equity.

3.5% down with scores from 580. Flexible on past credit events. Gift funds allowed for the full down payment.

Zero down, no monthly mortgage insurance, and limits on closing costs for eligible veterans and service members.

Loan amounts above the conforming limit with as little as 10% down for strong borrowers.

IHDA down-payment assistance and lender credits for qualified Illinois buyers.

Rate-and-term, cash-out, and streamline refinances with a clear break-even estimate before you commit.